Einstein Structured Settlement

When you are receiving installment payments on an award amount from a structured settlement, you may later decide to sell your settlement to a structured settlement company. Structured settlement companies work with individuals to set up a flexible purchase terms. Ultimately, structured settlement companies serve as brokers and will coordinate the transaction. How Structured Settlement Companies Work.

Using a 468B Qualified Settlement Fund settlement proceeds can be placed into a QSF trust preserving the right to do a structured settlement and protecting public benefit eligibility temporarily. While the money is in the QSF, a financial settlement plan can be designed and liens can be negotiated. Additionally, if the settlement recipient is on public benefits the QSF avoids issues with constructive receipt of the settlement, which could trigger a loss of public benefits. While the funds are in the QSF, there is time to create a public benefit preservation trusts for the settlement recipient.

The good news is, if your money needs are not that great, selling your annuity or settlement does not have to be an all or nothing decision. We can work with you to get the amount of money you need, leaving a portion of your remaining structured payments intact. Selling in a poor market environment is not always preferred, as investors are looking for bargain deals from those who are willing to take a huge loss. Never-the-less, there are good companies who will stand by their clients, and won’t let these investors bully you into a hasty decision. What’s Your Settlement Worth?

You may feel that a settlement cash payout meets your needs better than these small, regular payments. This may be true. But know that bytaking a structured settlement cash payout you will lose some or all of the security of your regular payments. You will also lose the ability that thestructured settlement annuity provides to allow your money to grow tax free. And, you will have to pay some fees to access your money. Depending onwhat you want to do with your structured settlement cash payout, these risks may outweigh the rewards, or the rewards may be great. But think about itcarefully.

In practice, though, most such companies that buy structured settlements do not keep them in their own investment portfolio; they then re-sell the structured settlement annuity payments to an investor, pocket a small slice or charge a markup as a commission, and seek out another structured settlement annuity to buy and repeat the process. Which means ultimately, the company needs to find both an ongoing stream of people who have structured settlement annuities to sell (not surprisingly, easier to find in these difficult economic times), and investors who are willing to buy the seller's unique annuity stream of payments.